Telco Plus

Credit Union

Fee Schedule
Regular Share Accounts Fees  and Excessive Withdrawal Fee, $2/withdrawal after 4 free per quarter

Special Share Account Fees and  Excessive Withdrawal Fee, $2/withdrawal after 4 free per quarter

Checking Account Fees

  • Overdraft Transfer fee -- $2/Item
  • NSF fee -- $27/Item
  • Stop Payment fee -- $27/Request
  • Postdated Item Request --$27/Request 
  • Courtesy Pay fee for overdraft paid -- $27/Item

Other Service Fees

  • Wire Transfer Fee (Incoming) -- $5/Transfer
  • Wire Transfer Fee (Outgoing)  --$15/Transfer
  • Western Union  -- $15/Transfer
  • Cashier's Check Fee -- $3/Check
  • Money Order  --  $1.50/Money Order
  • Travelers Check  -- $0.50/$100
  • Account Reconciliation -- $20/Hour, $20 minimum charge
  • Account Research  -- $20/Hour, $20 minimum charge
  • Statement Copy Fee -- $1/Copy
  • Account Activity Printout -- $1/Printout
  • Deposited Item Return Fee (3rd party) -- $13/Item
  • Deposited Item Return Fee (member’s own check on another FI) -- $20/Item
  • Legal Process Fee -- Cost to Credit Union
  • Photocopy Fee -- $0.10/Copy After 15 free copies
  • Collection items -- $5.00/item
  • Verification of Deposit -- $5.00 per request
  • Filing fees -- Cost to credit union
  • Manual Transfer (not Audio Response,  ATM or online banking)  -- $2/Transfer
  • Account Closure Fee -- $25/Account, If closed within 6 months
  • Automatic Transfer Fee -- $2/Transfer
  • Fax (outgoing) -- $1/Page Local
  • Fax (outgoing) -- $2/Page Long Distance
  • Check Cashing Fee -- $5/Check. Member cashing for non-member
  • Remote Funds Fee -- $5/Remote Request
  • Foreign Check Collection Fee -- Cost to Credit Union
  • Account Inquiry Fee -- $1/Request By staff member
  • Return Mail Fee -- $2/item

EFT Fee

  • ATM Transaction Fee -- $1/Transaction at ATMs not owned by Telco Plus
  • Card replacement Fee -- $5/Card
  • ACH Overdraft Fee  -- $27/Item
  • Debit Card or ATM Overdraft Fee -- $27/Item
  • POS Transaction Fee -- $1/Transaction when PIN number is used
  • Foreign (International) Debit Card transactions fee -- 1%

Share Value

Par value of one share -- $25

 

Safe Deposit Box Fees

  • Annual Rental, 3x5......... $10
  • Annual Rental, 3x10....... $14
  • Annual Rental , 5x10.......$22
  • Annual Rental, 10x10..... $43
  • Change of locks.............$150
  • Drilling of Boxes.............$150


The rates appearing in this schedule are accurate as of the Last Dividend Declaration Date indicated on this Truth-in-Savings Disclosure. If you have any questions or require current rate and fee information on your accounts, please call the Credit Union.

 

423 Gilmer Rd. Longivew, 903-753-5588 and 620 W. Front St., Tyler 903-597-4321