Fee Schedule Regular Share Accounts Fees  and Excessive Withdrawal Fee, $2/withdrawal after 4 free per quarter Special Share Account Fees and  Excessive Withdrawal Fee, $2/withdrawal after 4 free per quarter Checking Account Fees Overdraft Transfer fee -- $2/Item NSF fee -- $27/Item Stop Payment fee -- $27/Request Postdated Item Request --$27/Request  Courtesy Pay fee for overdraft paid -- $27/Item Other Service Fees Wire Transfer Fee (Incoming) -- $5/Transfer Wire Transfer Fee (Outgoing)  --$15/Transfer Western Union  -- $15/Transfer Cashier's Check Fee -- $3/Check Money Order  --  $1.50/Money Order Travelers Check  -- $0.50/$100 Account Reconciliation -- $20/Hour, $20 minimum charge Account Research  -- $20/Hour, $20 minimum charge Statement Copy Fee -- $1/Copy Account Activity Printout -- $1/Printout Deposited Item Return Fee (3rd party) -- $13/Item Deposited Item Return Fee (member’s own check on another FI) -- $20/Item Legal Process Fee -- Cost to Credit Union Photocopy Fee -- $0.10/Copy After 15 free copies Collection items -- $5.00/item Verification of Deposit -- $5.00 per request Filing fees -- Cost to credit union Manual Transfer (not Audio Response,  ATM or online banking)  -- $2/Transfer Account Closure Fee -- $25/Account, If closed within 6 months Automatic Transfer Fee -- $2/Transfer Fax (outgoing) -- $1/Page Local Fax (outgoing) -- $2/Page Long Distance Check Cashing Fee -- $5/Check. Member cashing for non-member Remote Funds Fee -- $5/Remote Request Foreign Check Collection Fee -- Cost to Credit Union Account Inquiry Fee -- $1/Request By staff member Return Mail Fee -- $2/item EFT Fee ATM Transaction Fee -- $1/Transaction at ATMs not owned by Telco Plus Card replacement Fee -- $5/Card ACH Overdraft Fee  -- $27/Item Debit Card or ATM Overdraft Fee -- $27/Item POS Transaction Fee -- $1/Transaction when PIN number is used Foreign (International) Debit Card transactions fee -- 1% Share Value Par value of one share -- $25   Safe Deposit Box Fees Annual Rental, 3x5......... $10 Annual Rental, 3x10....... $14 Annual Rental , 5x10.......$22 (Available at Longview Office Only) Annual Rental, 10x10..... $43 Change of locks.............$150 Drilling of Boxes.............$150 The rates appearing in this schedule are accurate as of the Last Dividend Declaration Date indicated on this Truth-in-Savings Disclosure. If you have any questions or require current rate and fee information on your accounts, please call the Credit Union