Down & Drive
Are you ready to find the perfect used car or truck? Telco Plus Credit Union is here to help you finance your new ride with our fantastic Down & Drive special! This straightforward special makes financing convenient, cost-effective, and customer-friendly. With just a $1,000 down payment, you can receive same-day approval and be on your way in no time!
To qualify for same-day approval, simply gather your last two pay stubs and a valid driver’s license, and submit your online application by 4 PM. Remember, you can apply for a loan even before becoming a member of the credit union! Telco Plus Credit Union believes in offering Competitive Interest Rates to make financing more affordable, to save money over the term of the loan. By providing you flexible loan terms and payment schedules we can accommodate all budgets and preferences. There are no hidden fees which makes it easier for members to understand the full cost of their loan.

Not sure how much you can budget for? Our user-friendly online calculator can guide you in determining an affordable monthly payment. Prefer personal assistance? Our knowledgeable loan processors are ready to help you navigate purchase prices, trade-in values, and monthly payment options. Knowing your Trade-In values helps you to reduce the amount needed to finance, making the process even more affordable.
Don’t wait! Apply online today and take advantage of this amazing opportunity. Drive away with a better rate and payment! This exclusive offer is available only from January 17th through March 31st, so act fast!
Downpayment Requirements:
$1,000 down on auto loans $5,000 – $15,000:
$2,000 down on autos $10,000 – 30,000:
$3,000 down on autos $20,000 – $40,000
Please fill out the form and we will call or email you directly.

*Offer Jan. 15 – Mar. 31, 2025. Online Loan Applications Only. Down payment requirements: $1,000 down on auto loans $5,000 – $15,000: $2,000 down on autos $10,000 – 30,000: $3,000 down on autos $20,000 – $40,000. Credit, LTV, and
membership qualifications apply. 2013 and newer model years with less than 125,000 miles. New members credit scores must be above 600; no out-of-state auto sales for this promotion and must show proof of full coverage insurance at time of funding. Rates range from 5.65 Annual Percentage Rate to max 18.00% Annual Percentage Rate.
**Must provide last two pay stubs, and a valid TX driver license on the day of loan submission for same-day approval before
4 pm. Federally Insured by the NCUA.
Fee Description | Amount |
---|---|
Late Payments |
5% of loan payment
|
Skip-a-Pay |
$30
|
ProPay Online Payment |
–
|
Debit Card |
$5.95
|
Checking |
$1.95
|
Quick Cash |
$20
|
Cash Advance |
$0
|