checking accounts

Checking with Telco Plus

Banking is personal and we appreciate your choice to be a member of Telco Plus Credit Union! We offer various financial solutions to meet your needs. We know that a checking account is one of the most important accounts that you’ll open with Telco.

With our easy-to-use digital banking tools and the convenience of Mobile Banking, there are many ways we can make your life easier. You can check your balance and pay bills wherever you are! You can access your account online or in person. We offer a wide range of other services:

  • Paperless statements
  • Alerts for low balances
  • Alerts for new deposits
  • Direct deposit
  • Free bill pay
Click below to explore all our checking account options.

Great features of Telco Plus Checking Accounts!

  • Free Bill Pay.
  • Overdraft Protection or No Overdraft options.
  • Set up alerts for low balances or new deposits.
  • Use your savings account to cover funds.
  • No minimum service fee and no minimum balance for students 21 or under.
  • No monthly service fee, no minimum balance required for members 60 and older. Includes one free box of basic paper checks per year.

Why Rewards Plus Checking?

  • Earn a higher annual percentage yield on your checking account balance with no minimum balance requirement and free Identity Fraud Protection up to $10,000.
  • No cap on the interest you can earn!
To receive the Rewards Rate, the following monthly requirements must be met:
  • Receive a direct deposit of at least $250 per cycle period.
  • Have at least 10 point-of-sale transactions within the cycle period. ATM transactions do not count as merchant transactions.
  • Sign up for e-statements.

Plus Checking

  • No account service fee with direct deposit.
  • If no direct deposit, a $10 monthly fee will be assessed.
  • Interest paid monthly on a minimum average daily balance of $2,000
  • Sign up for e-statements.

Regular Share Draft Accounts

  • Maintain a $300 minimum average daily balance to avoid a low $5 monthly service fee.
  • Earn monthly interest on minimum average daily balance of $1,000.

Secured Checking

This account gives you a second chance at checking.

  • It requires a $100 security deposit and a monthly service fee of $10, if you have direct deposit the monthly service fee is $5.
  • It comes with a debit card (no checks), mobile app, e-statements, and one free credit report a year.
  • No minimum balance and no interest earned on this account.

Please see Member Services for restrictions, qualifications, and agreement.