For 70 years we have been lending right here in East Texas. We have some of the lowest auto interest rates on new and used autos in Longview and Tyler! Our low rates packaged with low priced automotive protection, Extended Warranty and GAP insurance, is the best deal for you. We save members 100’s of dollars in monthly payments and $1,000s of dollars on Extended Warranties! Our loan officers make the process easy and convenient for you.
*Qualifications, approval, and terms can vary due to membership and credit qualifications.
Even if you bought your car yesterday, you can refinance for better savings! Telco Plus will refinance other financial institution's auto loans by 1 point lower, down to our lowest current rate. Most of the time we save members more than 2 or 3 point, because our pricing is already lower! Talk to loan officer today to see how we can save you money.
We do auto financing and refinancing for people who have credit scores in the low 500 range all the time! You are more than a credit score at Telco Plus. We look at all of your credit history, other factors, and the automobile to help you with loan approval. We offer free credit counseling with suggestions, to help you improve your credit score. You don’t have to settle for the pay-here car lots. Discuss your options with a loan officer today!
Telco Plus is so dedicated in helping members have the best deals, that we created a guarantee! Any auto loan can be re-evaluated after 12 months to see if you qualify for a lower interest rate. Credit scores dramatically improve after 12 months of good payment history and this could put you in a lower interest rate category.
You must ask for the re-evaluation. Only one request per 12 months, only one rate change per loan.
Interactive calculators and all information within are provided for illustrative purposes only, and the accuracy is not guaranteed. Please see a loan officer for accurate pricing and loan discounts that we offer. Your rate may vary based on credit history, collateral conditions, and qualifications.