Personal Loans

A personal loan from Telco Plus Credit Union can help with your needs, whatever they may be. You can use a personal loan to consolidate debt, finance a vacation, or cover holiday expenses. All of our Personal Loans come with low interest rates, fast processing, convenient repayment terms and efficient, personalized service you're accustomed to receiving from your credit union.

Quick Cash & Save loans by Telco Plus Credit Union is designed to help you stop the cycle of the payday lenders.  This no-credit-check loan, has lower fees and interest rates than payday lenders. In fact, when you are finished paying off our loan, you will be out of debt and have a savings account.

If you meet the qualifications below please come in to fill out an application.


Minimum length of membership in the credit union: 90 days
Minimum length of direct deposit:  90 days
Minimum length of employment:  6 months
Minimum monthly gross income: $1,000
Minimum age: 18
Application fee of $20 paid at time of application, whether approved or denied. 
Must provide two recent paycheck stubs with application.
No derogatory history with Telco Plus CU. Includes negative share balances excluding courtesy pay, more than 30-day delinquent on loans in the last 12 months; charge off loans or share balances; or unpaid loss to the credit union.